Frequently Asked Questions

The lots are located in Southern California.  Currently, most of our lots are in areas close to Coachella Valley, Salton Sea and Ocotillo Wells. View the Map.

The lot sizes are listed under each lot, most of the residential lots are approximately 10,000 square feet.

To purchase land, simply choose the property you are interested in and and place it in your shopping cart.  Enter your information and make your downpayment.  Congratulations! You just bought your land!

Within 3 to 5 business days, you will receive documents electronically via email. Within 5-7 days, you will receive a welcome packet with detailed maps and information about the area and your finance company.

We don't check credit! Everyone qualifies!

This is the best part of the adventure of buying your property from My Desert Realty, Inc., if you ever dreamed of owning land and have been rejected in the past, you've come to the right place!  We won't charge you more just because your credit isn't perfect.

Everyone qualifies!

We've all been there... what will happen? We do our best to send reminders and statements so you don't forget.

Below is the schedule we follow:

New Clients

Day 1: Payment is due.

Day 11: A late fee applies to the account. A written notice is mailed.

Days 12-20: we will attempt to contact you by phone and email to resolve the problem

Day 30: A written notification is sent that your account has been canceled and at this time you lose the property and the initial investment.  If you decide to re-establish your contract and the property is still available, there will be a charge of $100.00 to re-establish the account plus the total debit balance due.

Contact us before this final step, no matter what your situation is we can help!

Existing Customers

If you have an established payment history, we have different ways to help you catch up on late payments. We value our existing customers and want to work with you. Here is our processing schedule for a client with a successful payment history:

Day 1: Payment is due.

Day 11: A late fee applies to the account. A written notice is mailed.

Days 12-20: we will attempt to contact you by phone and email to resolve the problem

Day 30: A written notification is sent indicating that your account is 1 month past due.

Day 60: A written notice is sent indicating that your account is 2 months past due.

90th Day: A written notice is sent stating that your account is 3 months late and will close in 10 days.

Day 100: A written notice is sent that your account has been cancelled and at this time you lose the property and the initial investment. If you decide to re-establish your contract and the property is still available, there will be a $100.00 fee to re-establish the account plus the total balance due.

If you fall behind, CALL, we are always willing to work with our clients. We have many options to help clients who have fallen behind on their payments. 

We want you to be as comfortable as possible. Once we process the purchase of your property, you will receive a package with the following items:

Contract for the sale of land:

This document is your proof of purchase. It will be signed by the seller, the buyer and the real estate broker. This will give you immediate access to the property. This is the document in which you see the breakdown of the transaction, the price, the down payment, the monthly payment, late fees, and accurate loan information. It will also explain property taxes and what is expected to keep the contract up to date.

Detailed property specifications:

Land parcel number (APN), Account number,  cost of property tax for current year, Legal description, Zoning, Approximate dimensions and coordinates,  GPS Map, GIS Map, Plat Map.

We will also provide a checklist of items to take with you when you see your property.

When you have made all of your payments and are ready to receive the title deed, we will take care of the title process for you.

We will verify your contact information to confirm the details of your property. If you wish to assign the property rights to another name, please inform us at the time of payment. Within 2 weeks of the verified payment, we will send you a Preliminary Change of Ownership Form to complete, sign and return. Once we receive the Preliminary Change of Ownership form, we will prepare the title in the name you chose and send it to the appropriate county office for registration.
In the meantime, a copy of the title for your records will be mailed to you. At this point, each county has different times to return its registered deed. Most take about 2-4 months at most.

Once this is complete, you are the registered owner and will receive to your address and all of the information corresponding to your land.

View individual lots for the full details on water, sewer, and electricity.  Most lots have water and sewer lines along the property line, and some also have electricity.  For those that do not have electricity, services are located nearby. 

No, your monthly payments will stay the same. 

Yes, once you have signed a contract, you are responsible for property taxes, payable to the financing company.

No, everybody qualifies for our financing.

On the unpaid balance of your account.

Yes, the residential lots allow mobile homes, but you will still need to apply for county permits.

Once the customer has paid one-third of the financed amount, you can contact the finance company to obtain permission to begin building.

Customers can cancel their contracts. See our cancellation policy.

Click here to send us a message.